![]() Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Different amounts and terms will result in different Comparison Rates. WARNING: This Comparison Rate applies only to the example or examples given. # The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. * Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, the product may not include all the features relevant to you, and not all products are available in all states and territories. You can obtain a copy of the PDS by emailing or by calling 13 77 62. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. It should not be relied upon for the purposes of entering into any legal or financial commitments. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. This website has been prepared without taking into account your objectives, financial situation or needs. The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. ![]() The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments. The results from this calculator are an approximate guide only and do not constitute specialist advice. Rates and repayments are indicative only and subject to change. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.ĭisclaimer - Loan Repayments: The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.ĭisclaimer - Borrowing power: The borrowing amount is a guide only. The results from these calculators are an approximate guide only and do not constitute specialist advice. Our experts can analyse your individual situation to find the right option for you. To work out the best home loan term, payment frequency and repayment type, contact your local mortgage broker to organise a consultation at no cost to you. Our calculator also allows for you to calculate home loan repayments on different types of home loans, including principal and interest or interest only loans. It's good to plan your repayments in line with your normal incomings and outgoings, so if you get paid monthly, it could be easier to make your home loan repayments monthly. Generally, the more frequent your home loan repayments, the less total interest you’ll pay over the life of your loan. Our mortgage repayment calculator helps you work out how loan repayment frequencies will affect your home loan. Simply fill in the fields above and press calculate, then select '+ Extra Repayment' and enter a value to find out how it would affect your loan. ![]() It can cut time – and money – from your home loan. Our mortgage repayment calculator also lets you see the impact of paying a bit more off your home loan with extra repayments. How to calculate extra mortgage repayments ![]()
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